Branch Owner

Rich Kleiner

Branch Owner & Agent

  • 661-322-0833

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We're driven to keep you covered on the road. Our auto insurance policies are designed to cover your individual needs when it comes to you and your vehicle, as well as protect you from a variety of other unforeseen risks. No matter where you're headed, we want you to have the peace-of-mind for the journey ahead.

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Even your house needs a roof over its head. From structural protection to coverage for your valuables, we can find the right way to keep your home or apartment safe – both inside and out. Because the place you call home will always be your most important asset.

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Business Owners Policy

For small to medium-sized businesses, finding the right coverage is a very big deal. That’s why we’re here to help. Business Owners Policy (BOP) typically provides basic coverage for your building, liabilities, inventory, equipment and any processes interruption, with the option for business-specific add-ons. You can’t control the future, but you can control how you plan for it.

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The weather forecast may not always predict it, but tides do turn. And property that was once high and dry can suddenly find itself in deep trouble. That’s why we offer flood insurance which allows you to protect everything from your basement to your baseboards. Some locations prone to flooding are required by federal law to have flood insurance, which is not covered by homeowner’s policies. So, don’t be unprepared when drywall becomes wet.

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Ask any biker: motorcycles are as fun to ride as they are dangerous. That's why we offer comprehensive coverage for risks like injury, uninsured motorists and medical payments, no matter what you ride. Because in the event of an accident, you want to know someone will be there to get you back on that iron horse quickly and safely.

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When the water gets a little choppy, you want to know someone will be there to smooth things over. That's why we offer boater coverage that is specific to your boat or watercraft, covering you for bodily injury, property damage, medical payments and collisions. Because, at the end of the day, we're all in the same boat – together.

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When it comes to RVs, life can take a lot of unexpected turns. That's why we provide protection for all motor homes and trailers, covering you for injuries, property damage, comprehensive and collision, as well as protecting you from uninsured drivers. Whether it's your home, or your home away from home, we want to make sure you're safe.

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Like they say: It's good to be prepared for a rainy day. Personal Umbrella insurance offers additional coverage beyond homeowners', health and vehicle, protecting you from major claims and lawsuits, like libel, slander and defamation of character. So, if and when it rains, know that we'll be pouring every ounce of ourselves into protecting you.

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5100 California Ave
Ste #124
Bakersfield, CA 93309
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The Rich Kleiner Insurance Agency’s mission is to find the best solutions that will help our clients not only with insurance, but with personal growth and future planning. We are dedicated to maintaining the principles of integrity and professionalism while providing the highest quality of service and knowledge to exceed the expectations of our clients and partners.

Our vision is to continue to be an integral part of the community- not only helping with insurance needs, but to build long lasting relationships and have some fun along the way!



The Rich Kleiner Insurance Agency is a locally owned independent insurance agency with offices in Bakersfield, California. With access to more than 30 different insurance companies, we pride ourselves in matching the right policy to each individual client based on their specific needs and goals. We specialize in auto, home, renters and small business insurance, including workmans’ compensation insurance.

If we’re being honest, we know that for more people shopping for and selecting the right insurance can be stressful.

That’s why we’re here to help! We search for the best prices and coverage among the multitude of companies that we have access to and do it with your needs in mind. No more filling out endless forms online, getting harassed by sales calls, or spending hours getting quotes to figure out which is best and what the differences are between them.

Our dedicated team stands at the ready to serve you. Don’t hesitate to call, text or email us anytime. Let us help you before you overpay on you next bill.

We proudly serve anywhere in the great state of California.

Celebrating over 30 years in business.

At the end of the day, TWFG is a company that cares. We care about our customers, their customers, their families, and the communities in which they have chosen to build their lives. And we wouldn't be the company we are today without the caring people who make it possible. Those who come in every day with the hope – the goal – of making a real difference in the lives of the people we protect. We treat you like one of our own. Because you are.

A Few Of Our Insurance Carrier Partners