Branch Owner

Maritza N. Gonzalez

Branch Owner and Agent

  • 714-643-5305

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Business Owners Policy

For small to medium-sized businesses, finding the right coverage is a very big deal. That’s why we’re here to help. Business Owners Policy (BOP) typically provides basic coverage for your building, liabilities, inventory, equipment and any processes interruption, with the option for business-specific add-ons. You can’t control the future, but you can control how you plan for it.

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Like they say: It's good to be prepared for a rainy day. Personal Umbrella insurance offers additional coverage beyond homeowners', health and vehicle, protecting you from major claims and lawsuits, like libel, slander and defamation of character. So, if and when it rains, know that we'll be pouring every ounce of ourselves into protecting you.

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Even your house needs a roof over its head. From structural protection to coverage for your valuables, we can find the right way to keep your home or apartment safe – both inside and out. Because the place you call home will always be your most important asset.

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We're driven to keep you covered on the road. Our auto insurance policies are designed to cover your individual needs when it comes to you and your vehicle, as well as protect you from a variety of other unforeseen risks. No matter where you're headed, we want you to have the peace-of-mind for the journey ahead.

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When the water gets a little choppy, you want to know someone will be there to smooth things over. That's why we offer boater coverage that is specific to your boat or watercraft, covering you for bodily injury, property damage, medical payments and collisions. Because, at the end of the day, we're all in the same boat – together.

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Ask any biker: motorcycles are as fun to ride as they are dangerous. That's why we offer comprehensive coverage for risks like injury, uninsured motorists and medical payments, no matter what you ride. Because in the event of an accident, you want to know someone will be there to get you back on that iron horse quickly and safely.

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The weather forecast may not always predict it, but tides do turn. And property that was once high and dry can suddenly find itself in deep trouble. That’s why we offer flood insurance which allows you to protect everything from your basement to your baseboards. Some locations prone to flooding are required by federal law to have flood insurance, which is not covered by homeowner’s policies. So, don’t be unprepared when drywall becomes wet.

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Commercial Bonds

Sadly, the days where your word was your bond are long gone. Nowadays, Commercial Bonds act as a contract between the hiring party and the contractor, ensuring the services promised are properly performed or they, the hiring party, will be refunded. Your word can still be your bond, but it’s always good to protect yourself and get those words in writing.

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901 W. Civic Center Drive, Suite. 200
Santa Ana, CA 92703
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I first came in to the insurance field at age 17. Being a Californian has allowed me to see so many facets of the insurance industry, both before and after the 1994 earthquake. Making a difference in people’s lives by giving them a true personalized service to their insurance needs is what drives me. Being able to find the necessary solution to their insurance needs is what I do best. This discipline of helping others stems back to when I decided to join the ROTC back in high school. Then shortly after September 2001 I joined the U.S. Navy in hopes of doing my part for a greater good. On my free time I enjoy my family and friends, practicing meditation, Tai-Chi, reading the good book (Bible) and anything that has inspirational meaning.  I consider myself an outdoorsy person. When I’m not in the office you can find me skiing, boating, and motorcycling, or on long bike rides and long walks with my multi-poodles Nala, Ada and Bobo Bear.

I believe in good energy, and the significance of seeing others happy is what fulfills me. Making a positive difference in others’ lives is what I enjoy doing most.

I am here to help you from start to finish with any of your insurance needs. Securing the correct policy to protect all of your priceless assets is my ultimate goal.

Allow me to serve you, your family, and friends with the best protection available.

  • Auto Insurance
  • Boat Insurance
  • Motorcycle Insurance
  • Mobile Home Insurance
  • Condo Insurance
  • Homeowners Insurance
  • Renters Insurance
  • Earthquake Insurance
  • Flood Insurance
  • Personal Liability Umbrella Insurance
  • Business Insurance
  • Commercial Vehicle Insurance
  • Workers Compensation Insurance
  • Commercial Liability Insurance


Looking forwarded to hearing from you and your loved-ones.  Have a blessed day.


At the end of the day, TWFG is a company that cares. We care about our customers, their customers, their families, and the communities in which they have chosen to build their lives. And we wouldn't be the company we are today without the caring people who make it possible. Those who come in every day with the hope – the goal – of making a real difference in the lives of the people we protect. We treat you like one of our own. Because you are.

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