Branch Owner

Marilyn and Randy Caldwell

Branch Owner / Agent

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Home/Renters

Even your house needs a roof over its head. From structural protection to coverage for your valuables, we can find the right way to keep your home or apartment safe – both inside and out. Because the place you call home will always be your most important asset.

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Auto

We're driven to keep you covered on the road. Our auto insurance policies are designed to cover your individual needs when it comes to you and your vehicle, as well as protect you from a variety of other unforeseen risks. No matter where you're headed, we want you to have the peace-of-mind for the journey ahead.

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Business Owners Policy

For small to medium-sized businesses, finding the right coverage is a very big deal. That’s why we’re here to help. Business Owners Policy (BOP) typically provides basic coverage for your building, liabilities, inventory, equipment and any processes interruption, with the option for business-specific add-ons. You can’t control the future, but you can control how you plan for it.

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Boat

When the water gets a little choppy, you want to know someone will be there to smooth things over. That's why we offer boater coverage that is specific to your boat or watercraft, covering you for bodily injury, property damage, medical payments and collisions. Because, at the end of the day, we're all in the same boat – together.

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Flood

The weather forecast may not always predict it, but tides do turn. And property that was once high and dry can suddenly find itself in deep trouble. That’s why we offer flood insurance which allows you to protect everything from your basement to your baseboards. Some locations prone to flooding are required by federal law to have flood insurance, which is not covered by homeowner’s policies. So, don’t be unprepared when drywall becomes wet.

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Motorcycle

Ask any biker: motorcycles are as fun to ride as they are dangerous. That's why we offer comprehensive coverage for risks like injury, uninsured motorists and medical payments, no matter what you ride. Because in the event of an accident, you want to know someone will be there to get you back on that iron horse quickly and safely.

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RV

When it comes to RVs, life can take a lot of unexpected turns. That's why we provide protection for all motor homes and trailers, covering you for injuries, property damage, comprehensive and collision, as well as protecting you from uninsured drivers. Whether it's your home, or your home away from home, we want to make sure you're safe.

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Umbrella

Like they say: It's good to be prepared for a rainy day. Personal Umbrella insurance offers additional coverage beyond homeowners', health and vehicle, protecting you from major claims and lawsuits, like libel, slander and defamation of character. So, if and when it rains, know that we'll be pouring every ounce of ourselves into protecting you.

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Event

You do your best to make sure the events in your life are uneventful. But even the best laid plans often go awry. That’s why we offer special event insurance. Which simply means that if your social gathering, community festival, business party, convention or wedding doesn’t go off without a hitch, you can rest easy knowing that TWFG will be there to help make certain that mishaps or misfortune don’t steal the spotlight.

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Commercial Bonds

Sadly, the days where your word was your bond are long gone. Nowadays, Commercial Bonds act as a contract between the hiring party and the contractor, ensuring the services promised are properly performed or they, the hiring party, will be refunded. Your word can still be your bond, but it’s always good to protect yourself and get those words in writing.

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Life

Securing your family's financial future starts with insuring yours. It can feel like a daunting task, but we're here to make it a little less taxing. And while there are several insurance policies for accelerated death, critical illness, or even long-term care, it's important your coverage best suits you. After all, it's your life – but we'll be here to protect it.

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Luxury Items

Home is the place where you collect your valuables, along with memories. And TWFG wants the possessions you consider priceless to be completely protected. Which is why our Personal Asset Protection Advisor will work hard to help you find the coverage for your luxury items that best suits your needs, making sure that the extraordinary life you’re building never leaves the door open for disappointment.

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We would be happy to help you with your payment. Give us a call at 972-635-6772

Locations

403 S Elm St
Royse City, TX 75189
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After attending East Central University in Ada, Oklahoma, Randy and Marilyn were married in 1976. They have two sons: Ryan and Blake. Both of their sons are graduates of the University of Oklahoma.

Marilyn started in the insurance business as a customer service representative for Foremost in 1980. In 1986 she became an underwriter with Chubb. After being an underwriter for seven years, Marilyn joined Randy at his Allstate Agency. In 2007 she opened TWFG/Caldwell Insurance in Royse City, Texas.

Randy is a graduate of East Central University. He has been in the insurance business since 1986. Randy has been an agent for Employers Insurance of Texas and Allstate Insurance Company. In 2009, Randy became part of TWFG/Caldwell Insurance.

Being independent agents allows them to shop multiple carriers for the client. Randy and Marilyn work as a team to make your insurance shopping experience more productive and cost effective.

 


 

At Caldwell Insurance, we’re focused on you.

We have your best interests in mind & provide the highest level of customer service

 


 

Affordable, Reliable Insurance Choices

 

Caldwell Insurance is independently owned and locally operated to handle your insurance needs. We focus on Royse City and offer affordable and reliable insurance choices all across Texas.

We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

 


 

Why Choose an Independent Agent?

 

Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value. With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Caldwell Insurance you get choices. Why? Because independent insurance agencies, like Caldwell Insurance, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances. As independent insurance agents, we are members of the Royse City community, and we’re committed to doing business face-to-face and being your advocate in times of need.

Here are a few reasons why Caldwell Insurance should be your first and last stop when looking for insurance:

  • We work for you when you have a claim.
  • We are not beholden to any one company. This means you don’t have to change agencies as your insurance and service needs change.
  • We are your consultants, working with you as you determine your needs.
  • We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service.
  • We offer one-stop shopping for a full range of products, including home, renters, auto, business, life, and more
  • We can periodically review your coverage to keep up with your changing insurance needs.
  • We are committed to customer satisfaction – it’s the key to our livelihood.
  • We treat you like a person, not a number.
  • We are licensed professionals with strong customer and community ties.

There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage, contact us today.

At the end of the day, TWFG is a company that cares. We care about our customers, their customers, their families, and the communities in which they have chosen to build their lives. And we wouldn't be the company we are today without the caring people who make it possible. Those who come in every day with the hope – the goal – of making a real difference in the lives of the people we protect. We treat you like one of our own. Because you are.

Our Team

Kelli's Profile Photo

Kelli Hunt

Auto, Home/Renters, Life/Health, Motorcycle, Umbrella, Boat, RV, Flood, Wind, Event, Luxury Items, Business Owners Policy, Commercial Bonds

Email: kelli@twfg.com
Languages: English
Location: 403 S Elm St
Royse City, TX 75189
Judy's Profile Photo

Judy Dodd

Auto, Home/Renters, Life/Health, Motorcycle, Umbrella, Boat, RV, Flood, Wind, Event, Luxury Items, Business Owners Policy, Commercial Bonds

Email: jdodd@twfg.com
Languages: English
Location: 403 S Elm St
Royse City, TX 75189

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