Denise Davis

Branch Owner/Agent

832-497-5471
English, Spanish

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Auto Home/Renters Boat Business Owners Policy Commercial Bonds Event Flood Life Motorcycle RV Umbrella Wind

We're driven to keep you covered on the road. Our auto insurance policies are designed to cover your individual needs when it comes to you and your vehicle, as well as protect you from a variety of other unforeseen risks. No matter where you're headed, we want you to have the peace-of-mind for the journey ahead.

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Even your house needs a roof over its head. From structural protection to coverage for your valuables, we can find the right way to keep your home or apartment safe – both inside and out. Because the place you call home will always be your most important asset.

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When the water gets a little choppy, you want to know someone will be there to smooth things over. That's why we offer boater coverage that is specific to your boat or watercraft, covering you for bodily injury, property damage, medical payments and collisions. Because, at the end of the day, we're all in the same boat – together.

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For small to medium-sized businesses, finding the right coverage is a very big deal. That’s why we’re here to help. Business Owners Policy (BOP) typically provides basic coverage for your building, liabilities, inventory, equipment and any processes interruption, with the option for business-specific add-ons. You can’t control the future, but you can control how you plan for it.

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Sadly, the days where your word was your bond are long gone. Nowadays, Commercial Bonds act as a contract between the hiring party and the contractor, ensuring the services promised are properly performed or they, the hiring party, will be refunded. Your word can still be your bond, but it’s always good to protect yourself and get those words in writing.

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You do your best to make sure the events in your life are uneventful. But even the best laid plans often go awry. That’s why we offer special event insurance. Which simply means that if your social gathering, community festival, business party, convention or wedding doesn’t go off without a hitch, you can rest easy knowing that TWFG will be there to help make certain that mishaps or misfortune don’t steal the spotlight.

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The weather forecast may not always predict it, but tides do turn. And property that was once high and dry can suddenly find itself in deep trouble. That’s why we offer flood insurance which allows you to protect everything from your basement to your baseboards. Some locations prone to flooding are required by federal law to have flood insurance, which is not covered by homeowner’s policies. So, don’t be unprepared when drywall becomes wet.

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Securing your family's financial future starts with insuring yours. It can feel like a daunting task, but we're here to make it a little less taxing. And while there are several insurance policies for accelerated death, critical illness, or even long-term care, it's important your coverage best suits you. After all, it's your life – but we'll be here to protect it.

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Ask any biker: motorcycles are as fun to ride as they are dangerous. That's why we offer comprehensive coverage for risks like injury, uninsured motorists and medical payments, no matter what you ride. Because in the event of an accident, you want to know someone will be there to get you back on that iron horse quickly and safely.

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When it comes to RVs, life can take a lot of unexpected turns. That's why we provide protection for all motor homes and trailers, covering you for injuries, property damage, comprehensive and collision, as well as protecting you from uninsured drivers. Whether it's your home, or your home away from home, we want to make sure you're safe.

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Like they say: It's good to be prepared for a rainy day. Personal Umbrella insurance offers additional coverage beyond homeowners', health and vehicle, protecting you from major claims and lawsuits, like libel, slander and defamation of character. So, if and when it rains, know that we'll be pouring every ounce of ourselves into protecting you.

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If Mother Nature attempts to huff and puff and blow your house down, we’ve got you covered. TWFG knows that if your home is located in a coastal county, your Homeowners Insurance Policy may exclude coverage for hail or wind damage caused by hurricanes, tornadoes and other natural disasters. So, we make sure that the winds of change don’t change your life by offering a shield of protection to deflect those unexpected gusts.

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Locations

TWFG Tomball Office

30310 SH 249
Tomball, TX 77375

About Us
About TWFG

Denise has owned and operated a branch of TWFG Insurance Services since 2003, and has been in the insurance industry for over 30 years. She worked for several large insurance companies as an agent, and a sales manager prior to opening her branch with TWFG Insurance. Now as an independent agent, Denise specializes in providing insurance solutions for business and personal insurance clients with a wide variety of carriers. Denise is married to Tracy, a middle school football coach and mom to 3 boys. She was the 2017 Greater Tomball Area Chamber of Commerce Chairman of the Board, and is a former board member of Tomball Business & Professional Women and Grace Gulf Coast Tres Dias. She enjoys serving in her community and church, Real Life Ministries in Tomball.

At the end of the day, TWFG is a company that cares. We care about our customers, their customers, their families, and the communities in which they have chosen to build their lives. And we wouldn't be the company we are today without the caring people who make it possible. Those who come in every day with the hope – the goal – of making a real difference in the lives of the people we protect. We treat you like one of our own. Because you are.

Our Team

Rachel Barrios

Senior Personal Lines Account Manager

Auto, Home/Renters, Motorcycle, Umbrella, Boat, RV, Flood, Wind, Luxury Items

Office:	832-559-1595
Fax:	866-591-0716
Email:	rbarrios@twfg.com
Languages:	English
Location:	30310 SH 249 Tomball, TX 77375

Angelica Tutter

Bilingual Personal Lines Account Manager

Auto, Home/Renters, Life/Health, Motorcycle, Umbrella, Boat, RV, Flood, Wind, Luxury Items

Office:	832-559-1595
Fax:	832-497-5471
Email:	atutter@twfg.com
Languages:	English, Spanish
Location:	30310 SH 249 Tomball, TX 77375

Vanessa Bailey

Personal Lines Account Manager

Auto, Home/Renters, Motorcycle, Umbrella, Boat, RV, Flood, Wind, Luxury Items

Office:	832-559-1595
Email:	ddavis@twfg.com
Languages:	English
Location:	30310 SH 249 Tomball, TX 77375

Mina Kraft

Personal Lines Customer Service

Auto, Home/Renters, Motorcycle, Umbrella, Boat, RV, Flood, Wind

Office:	832-559-1595
Email:	mkraft@twfg.com
Languages:	English
Location:	30310 SH 249 Tomball, TX 77375

Jennifer Robinson

Commercial Lines Account Manager

Flood, Wind, Event, Business Owners Policy, Commercial Bonds

Office:	832-559-1595
Email:	jrobinson@twfg.com
Languages:	English
Location:	30310 SH 249 Tomball, TX 77375

Autumn Fennel

Commercial Customer Service

Event, Business Owners Policy, Commercial Bonds

Office:	832-559-1595
Email:	afennel@twfg.com
Languages:
Location:	30310 SH 249 Tomball, TX 77375